Loved by homeowners and investors

“As a first-time buyer, I was nervous about the whole process, but Marcus walked me through every single step with patience and clarity. We got pre-approved in under 24 hours, and the closing went smoother than I ever imagined. Summit Crest genuinely made buying my first home feel exciting instead of stressful.”

“Priya handled our VA loan from start to finish and she was absolutely phenomenal. She understood the unique requirements for veteran benefits and made sure we maximized every dollar. We closed in 28 days and the whole team kept us informed at every turn. Couldn't recommend Summit Crest more highly to any fellow veterans.”

“Devon was our loan officer and he was upfront about rates and fees from day one — no surprises at closing, which I really appreciated. The online portal made uploading documents painless and we always knew exactly where we stood in the process. Summit Crest earned a customer for life.”

“I refinanced my home with Summit Crest and locked in a rate that saves me nearly $300 a month. Sofia explained the break-even timeline clearly so I knew the refi actually made sense for my situation. The process took a bit longer than expected due to the appraisal, but the team was communicative throughout. Overall a great experience and I would use them again.”

“Marcus helped us qualify for an FHA loan when we thought homeownership was still years away for us. He was honest about our options and helped us understand how to use gift funds toward the down payment. We closed on our first home just before the holidays and it was the best gift we could have asked for.”

“Purchasing a higher-priced home in Atlanta, I needed a jumbo loan and was worried about strict qualification requirements. James at Summit Crest made the entire process feel manageable — he shopped competitive rates for us and structured the loan to keep monthly payments where we needed them. We closed on time with zero drama. Exceptional service from a knowledgeable team.”

“I used Summit Crest for a cash-out refinance to fund a kitchen renovation and the experience was seamless. Priya made sure I understood exactly how much equity I was tapping and what my new payment would be before I ever signed anything. The funds hit my account two days after closing. I've already referred two neighbors to Summit Crest.”

“The team at Summit Crest was professional and knowledgeable throughout our purchase. Devon answered every question quickly and the loan estimate was accurate to the penny by closing. I'm giving four stars only because the initial document checklist felt overwhelming, but once we got rolling everything moved fast. Solid lender and I'd come back for our next purchase.”

“We bought a home in a rural area outside Portland and Summit Crest was one of the only lenders who really knew USDA loans inside and out. Sofia guided us through the geographic eligibility check and income limits so we knew exactly where we stood. The zero-down option was a game changer for our family and closing went off without a hitch.”

“As a real estate investor, I needed a DSCR loan that didn't require me to document personal income, and James at Summit Crest totally understood the investment side of things. He got the loan structured around the property's rental income and we closed in 32 days on a duplex in Henderson. This will definitely not be the last deal I bring to Summit Crest.”

“I honestly did not know where to start as a first-time buyer in a competitive market, but Marcus sat down with me virtually and explained everything from credit scores to closing costs. We got a pre-approval letter the same day I submitted my documents, which helped us win our offer. The entire team was warm, responsive, and genuinely rooting for us to find our home.”

“After 22 years of service, my husband finally used his VA benefit to buy a home and we chose Summit Crest based on a friend's recommendation — it was the right call. Priya handled every VA-specific detail, including the funding fee waiver for my husband's disability rating, and we paid nothing out of pocket at closing. We went from application to keys in 30 days flat. Summit Crest will always have our business.”